A graduate student in medicine began with the difficulties faced by young doctors in Dublin.
The player of 23 years believes it has no choice but to leave the country once he has completed his studies.
Poor working conditions, and expensive loans have dashed his dream of becoming a consultant in Ireland.
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This week medical graduate students discovered that a key Bank of Ireland loan was being phased out – a lifeline for many students wanting to further their careers.
Financial support is often requested from students to cover the university costs of this training, which now amount to between €15,000 and €16,500 per year, depending on the university.
Bank of Ireland is currently the only financial institution in Ireland to offer a suitable loan directly linked to this course, but it will no longer be available from 21 July 2022.
A lack of financial support, long working hours and poor condition currently facing young doctors in Dublin.
Students from UCD Dublin Live said he felt he had no choice but to leave the country.
He said: “I would love to stay here. I would love to complete all my training and become a consultant here. I love Dublin. It has been my home for six years.
“The thought of having to leave is bittersweet. At the end of the day all I want to do is help people and help the people of Dublin. I feel like I’m being pushed out the door .
“I think it is inevitable at this point that I will have to leave. NCHD is voting to strike due to extremely poor working conditions with many doctors working 50-60 hour weeks.
“They’re not getting paid for those hours on time. It’s become such a huge systemic issue. We’re being treated badly and in extreme debt while we’re training to be doctors.
“When you finally qualify, you’re not treated well either. You’re used to the breaking point. Four out of five doctors are at risk of burnout. There’s a percentage who are considering leaving the medicine because of stress.
“It’s disappointing but it will reach a point where the vast majority of my year will consider leaving.
“The most obvious choice is Australia because we don’t have to take an entrance exam. The cost of living and the lifestyle are better.”
The doctor-to-be believes the Bank of Ireland withdrawing the medical graduate loan is just the latest in a long line of concerns.
He said: “We have just received a message in the group chat that the Bank of Ireland is considering removing the loan. As things stand, this is the only loan available to us.
“We can’t work while we’re in the degree because it’s such an accelerated program. Paying off a loan immediately just isn’t feasible for us.
“Many people have to take a few years to pay for the first year, then they take out a loan.
“The loan terms are outrageous. You can take €50,000 and do it for four years. You pay it back over the next ten years. You end up paying over €100,000 because of the high APR.
“This means that anyone starting in September has no opportunity to use this loan. Due to miscommunication, they might not even know that the Bank of Ireland is withdrawing the loan.”
“The first graduate medical students would only have repaid their loans now.”
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